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Now you have that major choice to make 

 

Do you get a fixed rate mortgage or a tracker mortgage?
how do you make such a difficult choice you may ask yourselves?..

 

Due to the resent news that the Base rate rates may stay stagnant for a longer than expected Nationwide has reduced its 3 year fixed rates.

In the last 3 years we have seen mortgage variable rates reduce to less than 4%, and with most Tracker deals having expensive fees plus fixed rates being fixed at more than 5% most Mortgageadvisers have been suggesting clients stay with their current variable deals.